2 beds 3 baths 1,032 sqft 0.26 Acres Lot

A Distinctive Kentucky Lake Retreat With Direct Water Access

Finding a home that combines waterfront access, distinctive architecture, modern updates, and the atmosphere of a private getaway can be difficult. At 88 Chancey Dr, Murray, KY 42071, buyers have an opportunity to explore a remodeled A-frame cabin located in the desirable Blood River area of Kentucky Lake.

Listed at $310,000, this 2-bedroom, 3-bathroom property offers approximately 1,032 square feet of living space on a 0.26-acre lot. The property combines the traditional character of a lake cabin with a number of modern improvements, including an updated kitchen, remodeled bathroom, central air, a metal roof, and a recently added private dock.

The home’s A-frame architecture gives it an immediately recognizable appearance, while large windows and soaring ceilings contribute to an open and bright interior. Outside, the large deck provides another place to enjoy the surrounding landscape and spend time near the water.

For buyers interested in boating, fishing, weekend getaways, or simply having a peaceful lake property within driving distance of Murray, this home offers several features worth examining.

Property Overview

The property at 88 Chancey Drive is designed as a compact but highly functional waterfront retreat.

Here are the key details:

• Price: $310,000
• Bedrooms: 2
• Bathrooms: 3
• Full Bathrooms: 2
• Half Bathroom: 1
• Living Area: Approximately 1,032 square feet
• Lot Size: Approximately 0.26 acres
• Property Type: Single-family home
• Style: A-frame
• Subtype: Cabin
• Waterfront: Kentucky Lake
• HOA: Lakeway Shores
• HOA Fee: $60 annually
• Roof: Metal
• Foundation: Block
• Water: Public
• Sewer: Septic tank
• Heating: Propane
• Cooling: Central air
• Parking: Driveway with uncovered parking
• Fireplace: Electric fireplace in the great room

The property was listed on September 3, 2026, according to the supplied listing information.

Classic A-Frame Architecture

One of the first things that distinguishes this property is its A-frame design.

A-frame homes have long been associated with vacation properties, mountain retreats, wooded getaways, and lake houses because of their dramatic rooflines and cozy atmosphere. The architecture often creates an immediate sense of character, and this property builds on that appeal with a rustic-modern interior.

The tall roofline contributes to the home’s soaring interior ceilings, while the large windows help bring natural light into the main living space.

Rather than looking like a conventional suburban house, the A-frame structure gives the property the visual identity of a dedicated vacation retreat.

For buyers who enjoy distinctive architecture, this can be an important part of the property’s appeal.

Beautifully Remodeled Interior

The property has been remodeled to combine its original cabin character with more contemporary features.

Warm wood accents help maintain the traditional lake-house atmosphere, while updated finishes make the interior more suitable for modern living.

The overall design appears focused on creating a comfortable environment without removing the personality that makes an A-frame cabin distinctive.

This balance between rustic details and modern functionality is particularly appropriate for a waterfront property, where buyers often want both comfort and a strong connection to the surrounding landscape.

An Open Great Room With Dramatic Windows

The great room serves as an important focal point of the home.

The combination of soaring ceilings, dramatic windows, and an open living area creates a sense of spaciousness despite the home’s relatively compact 1,032-square-foot footprint.

Large windows can be particularly valuable in a waterfront home because they help bring the surrounding scenery indoors.

The property has a lake view, and the positioning of the windows allows the natural setting to become part of the interior experience.

The great room also includes an electric fireplace, adding another feature that can contribute to a comfortable atmosphere during cooler evenings.

Kitchen Designed for Gathering

The kitchen is another highlight of the interior.

The remodeled kitchen features butcher-block countertops, stainless-steel appliances, barstool seating, and space for gathering.

The combination of butcher-block surfaces and stainless appliances creates a look that fits naturally within the rustic-modern style of the cabin.

Bar seating can also make the kitchen more social, providing a casual location for breakfast, snacks, or conversation while meals are being prepared.

The included appliances listed for the property include a range, refrigerator, dishwasher, washer, and dryer.

For a vacation property, having a functional kitchen can be especially useful because it allows owners and guests to prepare meals without having to leave the property for every meal.

Private Primary Suite Addition

The property features a spacious primary suite addition on the main level.

Having the primary bedroom on the first level can be convenient for both full-time residents and guests who prefer to avoid stairs.

The addition also provides a more private area separate from the loft-style second bedroom.

For a weekend property, the primary suite could provide a comfortable retreat after a day spent boating, fishing, swimming, or exploring the Kentucky Lake area.

Loft-Style Second Bedroom

The second bedroom is located on the upper level and features a loft-style arrangement.

This type of design is particularly fitting for an A-frame because it takes advantage of the home’s vertical architecture.

The second bedroom also has its own half bathroom, adding convenience and privacy.

For guests, the upper-level bedroom can create a separate sleeping area while maintaining the open and distinctive feel of the A-frame interior.

The combination of a main-level primary bedroom and upstairs loft bedroom provides flexibility for different household arrangements.

Two Full Bathrooms and One Half Bath

The home includes three bathrooms in total, consisting of two full bathrooms and one half bathroom.

The full bathroom has reportedly been tastefully remodeled and includes a tiled shower.

A washer and dryer hookup is also available in the bathroom area, adding practical functionality for both short and extended stays.

For a two-bedroom property, having three bathrooms can be a useful feature, particularly when the home is being used by multiple guests.

The additional half bath associated with the upstairs bedroom further increases the convenience of the layout.

Large Deck for Outdoor Living

Waterfront properties are often as much about outdoor living as they are about interior space.

At 88 Chancey Drive, the large deck provides an additional area for relaxing and enjoying the surroundings.

The deck could be used for morning coffee, outdoor meals, grilling, entertaining guests, or simply sitting outside and taking in the lake atmosphere.

For a cabin intended as a weekend retreat, outdoor living areas can become an extension of the interior.

The deck also provides a natural transition between the house and the surrounding property.

Direct Kentucky Lake Access

One of the most significant features of this property is its direct access to Kentucky Lake.

The lake is central to the property’s recreational appeal, providing opportunities for boating, fishing, and enjoying time on the water.

For buyers who already own a boat or are interested in purchasing one, waterfront access can be an important consideration.

Instead of driving to a public launch every time, the property’s private dock provides another level of convenience.

The listing specifically highlights a recently added private dock, giving the property an especially strong connection to the water.

Buyers should independently verify dock permits, waterfront boundaries, maintenance responsibilities, and any applicable regulations as part of their due diligence.

Recently Added Private Dock

The private dock is arguably one of the property’s most practical outdoor features.

Having a dock directly associated with a waterfront home can make boating and fishing more convenient. It also creates another location from which to enjoy the lake.

A dock can become a natural gathering point during warm weather, whether the goal is launching a boat, fishing in the evening, or simply watching the water.

As with any waterfront improvement, prospective buyers should confirm the dock’s condition, permits, ownership rights, and any requirements associated with maintenance or future modifications.

A Retreat in the Blood River Area

The property is located in the Blood River area of Kentucky Lake.

This setting is particularly attractive to people who want a lake-oriented lifestyle while remaining within reasonable driving distance of town.

According to the listing, the property is less than 20 minutes from Murray.

This can provide a useful balance between privacy and convenience.

Murray offers access to everyday necessities, services, restaurants, shopping, and other amenities, while the cabin provides a more relaxed setting away from the pace of town.

The listing also notes that the property is approximately two hours from Nashville, potentially making it an interesting destination for buyers seeking a lake retreat within driving distance of a larger metropolitan area.

Actual travel times can vary depending on route and traffic conditions.

A Weekend Getaway or Full-Time Home

The property could potentially serve different lifestyles.

For some buyers, an A-frame cabin on Kentucky Lake may primarily be a weekend escape.

The combination of two bedrooms, three bathrooms, a full kitchen, outdoor deck, lake access, and private dock provides many of the elements associated with a recreational retreat.

Other buyers may be interested in using the property as a full-time residence.

The suitability for year-round living will depend on the buyer’s individual needs, but features such as central air, a remodeled kitchen, multiple bathrooms, and a primary bedroom on the first floor provide practical residential features.

Outdoor Recreation at Your Doorstep

The location naturally lends itself to outdoor activities.

Boating is an obvious attraction, particularly with the private dock.

Fishing is another activity that can become part of the everyday experience for waterfront owners.

Beyond the lake itself, the surrounding region can provide opportunities for outdoor exploration and recreation.

For buyers who spend much of their free time outdoors, having a home that functions as a base for these activities can be an important lifestyle benefit.

Rustic-Modern Design

The interior style combines two design directions that work particularly well in a lake cabin.

Rustic elements, including warm wood accents, help preserve the traditional cabin atmosphere.

Modern improvements, including stainless-steel appliances, updated bathrooms, butcher-block countertops, and contemporary fixtures, bring the property into a more current setting.

This combination allows the home to retain its identity rather than looking like a generic modern renovation.

For a vacation property, that sense of character can be particularly appealing.

Metal Roof and Exterior Construction

The property features a metal roof, which is consistent with the practical needs of many rural and waterfront homes.

The exterior material is listed as HardiePlank-type siding, while the foundation is identified as block construction.

These details provide useful information for prospective buyers evaluating the home’s construction.

As with any real estate purchase, buyers should have the roof, foundation, siding, windows, drainage, and other exterior components professionally evaluated when appropriate.

Listing information provides a starting point, but an independent inspection is important when assessing the condition of a property.

Utilities and Property Infrastructure

The property is connected to public water and uses a septic tank for wastewater.

Electricity is connected, while propane is used for heating.

The home also has central air conditioning.

Prospective buyers should verify the age and condition of these systems, including the septic system, HVAC equipment, propane arrangements, electrical system, and water infrastructure.

For a waterfront property, buyers may also want to investigate drainage, erosion, flood-related considerations, insurance requirements, and other factors that could affect ownership costs.

Lakeway Shores HOA

The property is located within the Lakeway Shores subdivision.

The listing reports an HOA fee of $60 per year.

The HOA allows access to the community boat launch, providing an additional recreational feature for residents.

Although the annual fee is relatively small according to the listing, buyers should review the current HOA documents before purchasing.

Important documents may include covenants, restrictions, community rules, maintenance responsibilities, and information about boat launch access.

Understanding the HOA’s current policies is particularly important for buyers planning to keep boats, make exterior modifications, or make changes to the property.

A Compact Property With a Lot of Functionality

At approximately 1,032 square feet, the home is not a large conventional residence.

However, the layout makes use of the available space efficiently.

The two-bedroom configuration, three bathrooms, loft-style upper level, open living area, remodeled kitchen, and large deck provide multiple functional spaces without requiring a large footprint.

For a lake house, a compact design can also be practical.

A smaller home may mean less interior space to maintain while allowing more attention to be focused on the outdoor experience.

The property’s real attraction is not simply its square footage. It is the combination of architecture, lake views, outdoor space, and direct water access.

Things Buyers Should Consider

While the property offers many attractive features, prospective buyers should conduct their own due diligence before making an offer.

Important considerations may include:

• Current condition of the structure
• Roof condition and age
• Foundation condition
• HVAC system
• Propane heating arrangements
• Septic system condition
• Dock condition and permits
• Waterfront boundaries
• Flood-related considerations
• Insurance costs
• HOA rules and fees
• Property taxes
• Short-term rental rules, if applicable
• Future maintenance requirements
• Local zoning and land-use regulations

These factors can have an impact on both the ownership experience and the total cost of maintaining a waterfront property.

An Opportunity to Enjoy Kentucky Lake

The defining characteristic of 88 Chancey Drive is its connection to Kentucky Lake.

The home offers a setting where the lake can become part of everyday life rather than simply a destination visited occasionally.

Morning coffee can take place on the deck. Evenings can be spent outdoors. Weekends can revolve around boating and fishing. Guests can stay in the upstairs loft bedroom, while the primary suite provides a private first-floor retreat.

The recently added private dock further enhances the property’s relationship with the water.

For buyers who prioritize outdoor recreation and waterfront living, this combination can be an important part of the property’s identity.

Final Thoughts on 88 Chancey Drive

At $310,000, 88 Chancey Dr in Murray, Kentucky, offers a distinctive alternative to conventional homes.

The remodeled A-frame cabin features approximately 1,032 square feet, two bedrooms, three bathrooms, an open great room, a modernized kitchen, a main-level primary suite, and a loft-style second bedroom.

Outside, the large deck and direct Kentucky Lake access extend the living experience beyond the walls of the home. The recently added private dock provides additional convenience for boating and fishing enthusiasts.

The property’s location in the Blood River area also offers a balance between lake living and accessibility, with Murray reportedly less than 20 minutes away and Nashville approximately two hours away.

The Lakeway Shores HOA, with a reported annual fee of $60, also provides access to the community boat launch.

For someone looking for a weekend retreat, lake house, or full-time residence with a distinctive architectural style, this property presents a combination of features that make it worth exploring.

As with any waterfront purchase, buyers should independently verify all property details, including the condition of the structure, dock rights and permits, septic system, utilities, HOA requirements, insurance considerations, and any regulations affecting future use.

With its A-frame design, remodeled interior, lake views, outdoor deck, and direct Kentucky Lake access, 88 Chancey Drive offers a unique lake-living setting in the Murray, Kentucky area—a property where the architecture and surrounding water work together to create a memorable retreat.

 

From Zillow