20 Maple Trail, Wurtsboro, NY 12790: 3-Bedroom Renovation Property Listed for $92,500
A longtime family-owned property in Wurtsboro Hills, New York, is now available for $92,500, following a recent $7,500 price reduction. Located at 20 Maple Trail, Wurtsboro, NY 12790, the property includes a 3-bedroom, 1-bathroom bungalow with 988 square feet of living space on a 7,841-square-foot lot.
Built in 1940, the home is being marketed primarily as a substantial renovation opportunity. The listing specifically describes the property as suitable for an investor, contractor, or renovation enthusiast rather than a buyer looking for a move-in-ready residence.
The property has been in the same family for nearly 90 years, according to the listing description, giving it a long history within the Wurtsboro Hills community. The current opportunity is centered on the potential to rehabilitate the existing structure and create a customized residence, investment property, or private retreat.
With an asking price below $100,000, three bedrooms, a first-floor bedroom, private water, connected electricity, and a location in the Wurtsboro Hills subdivision, the property may attract buyers looking for an affordable New York renovation project.
However, the property’s condition and utility configuration mean that buyers should approach the purchase as a major rehabilitation project rather than as a conventional starter home.
Property Overview
Here are the primary details available for 20 Maple Trail:
- Address: 20 Maple Trail, Wurtsboro, NY 12790
- Current asking price: $92,500
- Recent price reduction: $7,500
- Bedrooms: 3
- Bathrooms: 1
- Living area: 988 square feet
- Lot size: 7,841 square feet
- Year built: 1940
- Architectural style: Bungalow
- Property type: Single-family residence / residential
- Community: Wurtsboro Hills
- Heating: Forced air, oil
- Cooling: None listed
- Water: Private / other
- Sewer: Cesspool
- Electricity: Connected
- Parking: Off-street
- Parking spaces: 4
- Tax assessed value: $68,100
- Annual tax amount: $3,903
- Parcel number: 408904100021008000
- MLS: 1035958
- Listing source: OneKey MLS as distributed by MLS GRID
- Listing brokerage: Keller Williams Realty
The property entered the market on August 6, 2026, and the listing was updated on September 16, 2026.
Price Reduced to $92,500
The current asking price is $92,500, after a $7,500 price reduction on September 9, 2026.
The reduction places the property below the $100,000 threshold, which may make it relevant to buyers searching for lower-priced homes in New York and renovation properties in the Wurtsboro area.
However, the asking price should not be confused with the total cost required to make the property habitable or bring it to the buyer’s desired condition.
The listing makes it clear that this is a substantial renovation project.
Potential buyers should therefore calculate the purchase price together with inspection costs, renovation expenses, permits, utilities, taxes, insurance, financing, contractor costs, and potential unexpected repairs.
A 1940 Bungalow With 988 Square Feet
The existing home was built in 1940 and is classified as a bungalow.
The total listed interior living area is approximately 988 square feet.
Although the home is relatively compact, the three-bedroom layout could provide flexibility for a small household, vacation property, rental property, or renovated retreat.
The property includes one full bathroom and a first-floor bedroom.
The first-floor bedroom may be especially useful for buyers who want to avoid relying entirely on stairs for sleeping accommodations.
Because the property is being sold as a substantial renovation project, the existing layout should be evaluated together with the buyer’s renovation plans.
Three Bedrooms and One Full Bathroom
The listing identifies three bedrooms and one full bathroom.
A three-bedroom configuration can provide multiple options for future use.
Depending on local regulations and the final renovation, bedrooms could potentially serve as sleeping areas, offices, guest rooms, hobby rooms, or other residential spaces.
However, buyers should confirm that all rooms currently identified as bedrooms comply with applicable requirements concerning windows, egress, ceiling height, heating, and other building standards.
The property should also be inspected to determine whether the existing bathroom and plumbing systems require replacement.
A Property That Needs Major Renovation
The listing is unusually direct about the property’s condition.
It describes the home as a substantial renovation project and specifically says it is not suited for buyers seeking a move-in-ready home.
That distinction is important.
A buyer should not approach this property with the same expectations as a recently renovated house.
Instead, the property may be better understood as a rehabilitation project in which the existing structure provides a starting point for a larger transformation.
The scope of work could potentially include interior finishes, kitchen and bathroom improvements, electrical systems, plumbing, heating, insulation, flooring, walls, windows, roofing, exterior work, and other components.
The actual requirements can only be established through an inspection and professional evaluation.
Why Renovation Buyers May Be Interested
The listing specifically targets investors, contractors, and renovation enthusiasts.
That audience may appreciate the ability to purchase an existing structure at a relatively low entry price and redesign it according to a specific vision.
Renovation buyers often look for properties where the existing house has potential but requires substantial work.
The 988-square-foot footprint could also make the renovation more manageable than a much larger house, although this depends heavily on the property’s actual condition.
A smaller house can still require extensive work if major systems need replacement.
Potential as an Investment Property
The property could be considered by investors evaluating a renovation strategy.
One possible strategy would be to rehabilitate the property and hold it as a rental.
Another could be to renovate the house and sell it after improvements.
A third possibility could involve creating a personal vacation or weekend property.
However, profitability cannot be established from the asking price alone.
An investor should calculate the acquisition cost, renovation budget, financing expenses, property taxes, insurance, maintenance, potential rental income, and realistic resale value.
Local comparable properties can also be useful when determining whether a renovation project makes financial sense.
A Longtime Family-Owned Property
One of the more interesting aspects of the listing is its history.
The property is described as having been family-owned for nearly 90 years.
That means the house has potentially remained within the same family for most of its existence.
Longtime ownership can give an older property a distinctive character and history, although it does not necessarily indicate anything about the property’s current condition.
For a buyer interested in older homes, the property’s history may be part of its appeal.
The next owner would have an opportunity to renovate the property while retaining elements of its existing character.
Wurtsboro Hills Community
20 Maple Trail is located within the Wurtsboro Hills subdivision in the Wurtsboro region of New York.
The community setting is relevant for buyers who are interested in a residential property outside a major urban environment.
Wurtsboro is located in the Catskill region of New York, an area known for its combination of rural landscapes, forests, recreational opportunities, and smaller communities.
Potential buyers should research the immediate neighborhood, nearby roads, services, schools, recreation, shopping, healthcare, and commuting options before purchasing.
The experience of living in a rural or semi-rural community can differ significantly from living in a larger city or suburban area.
The Lot Is Approximately 7,841 Square Feet
The property sits on approximately 7,841 square feet of land, which is about 0.18 acres.
Unlike the large acreage properties sometimes marketed as rural investment opportunities, this property has a relatively compact residential lot.
That means the value proposition is more closely tied to the existing house, renovation potential, location, and neighborhood than to large-scale acreage.
The lot could still provide space for outdoor activities, landscaping, parking, or other residential uses, subject to applicable local regulations.
Four Off-Street Parking Spaces
The listing identifies four parking spaces and describes the parking as off-street.
For a three-bedroom property, this can provide useful parking capacity for residents and guests.
The actual parking configuration and surface conditions should be verified during an inspection.
Potential buyers should also check whether any driveway, parking, or access improvements would require permits or additional work.
Private Water
The property’s water system is listed as private / other, with water connected.
This is an important distinction from homes connected to municipal water systems.
Buyers should determine the exact source of the water, whether it is a private well or another private system, and whether the system has recently been tested.
A water quality test can be particularly useful when purchasing a property with private water.
The buyer should also determine the condition and age of any well equipment, pressure tank, pump, treatment equipment, and related components if applicable.
Cesspool Sewer System
The listing identifies the property’s sewer system as a cesspool.
This is one of the most important utility details for prospective buyers.
A cesspool should be professionally evaluated before purchase.
Buyers may want to determine its location, age, condition, capacity, history of maintenance, and compliance with applicable local and state requirements.
Depending on the property’s circumstances, future improvements may require additional septic or wastewater evaluation.
The exact requirements should be confirmed with local authorities and qualified wastewater professionals.
Oil Forced-Air Heating
The home is listed as having forced-air, oil heating.
Oil heating is a common system in some older Northeast homes.
However, the condition and age of the heating equipment should be evaluated carefully.
Potential buyers should determine:
- The age of the furnace
- Whether the system is operational
- The condition of the oil tank
- Whether the tank is above ground or underground
- Maintenance history
- Recent service records
- Heating efficiency
- Any required upgrades
An inspection by a qualified heating professional can help identify potential costs.
No Central Cooling Listed
The listing does not identify a cooling system.
This may be relevant to buyers who expect central air conditioning.
The absence of listed cooling does not necessarily mean that no cooling equipment can be installed, but any future system would need to be evaluated in the context of the electrical system, house layout, budget, and applicable requirements.
Electrical Service Is Connected
The listing indicates that electricity is connected to the property.
This is an important starting point for renovation.
However, connected electricity does not necessarily mean that the existing electrical system is modern or adequate for a renovated home.
A 1940 property may have undergone multiple electrical modifications during its lifetime.
An electrician should inspect the panel, wiring, grounding, outlets, switches, and overall capacity before major renovation work begins.
Renovation Budget Is the Key Question
For a property like 20 Maple Trail, the biggest question is likely not the $92,500 asking price.
The more important question is:
How much will it cost to turn the existing structure into the desired finished property?
That answer depends entirely on the property’s current condition.
A buyer may need to budget for:
- Roof repairs or replacement
- Structural repairs
- Foundation work
- Electrical upgrades
- Plumbing replacement
- Heating repairs
- Kitchen renovation
- Bathroom renovation
- Flooring
- Drywall
- Insulation
- Windows
- Doors
- Exterior repairs
- Painting
- Landscaping
- Water system work
- Cesspool or wastewater work
- Permits
- Professional fees
A detailed inspection should come before finalizing a renovation budget.
Why a Home Inspection Is Particularly Important
The listing itself warns buyers that the property requires substantial renovation.
That makes a professional inspection especially important.
An inspector can help identify visible defects and areas requiring further evaluation.
For major structural or system questions, buyers may need additional specialists.
For example, a structural engineer may be appropriate for significant foundation or framing concerns, while a licensed electrician or HVAC professional may be needed for specialized systems.
Because the property is being marketed toward contractors and renovation professionals, buyers should approach due diligence with the same level of care they would use for any major rehabilitation project.
Tax Assessment and Annual Taxes
The listing reports a tax assessed value of $68,100 and an annual tax amount of $3,903.
These numbers provide a starting point for understanding the property’s ongoing expenses.
However, property taxes can change over time, and buyers should verify the current tax status with the appropriate local authority.
The annual tax bill should also be included in any rental or investment calculations.
A buyer considering a renovation-and-hold strategy should account for property taxes during the entire renovation period, even when the property is not generating rental income.
Price Per Square Foot
The current listing reports approximately $94 per square foot.
This figure is based on the $92,500 asking price and the listed 988 square feet of living space.
However, price per square foot should be interpreted carefully because the home requires substantial renovation.
A renovated 988-square-foot property and a severely outdated 988-square-foot property can have dramatically different market values.
Renovation costs, condition, location, lot size, neighborhood characteristics, and comparable sales all matter.
Potential for a Custom Retreat
The listing describes the property as an opportunity to create a custom retreat.
That concept may appeal to buyers who want a private getaway in the Wurtsboro area.
A bungalow can be well suited to a retreat-style renovation because of its relatively compact footprint.
A buyer could potentially redesign the interior to emphasize an open living area, comfortable bedrooms, modern kitchen, updated bathroom, and outdoor living space.
However, all renovation concepts should be evaluated against the actual structure, budget, building codes, and property restrictions.
First-Floor Bedroom
The property includes a first-floor bedroom, according to the listing.
This can be a useful feature for buyers who prefer single-level sleeping arrangements.
It may also provide flexibility for guests, older household members, home offices, or other uses.
Whether the room meets all current requirements for use as a legal bedroom should be confirmed during the inspection and renovation process.
Basement and Attic Information
The listing provides limited information regarding the basement and attic, both of which are marked as “See Remarks.”
This means buyers should obtain additional information during the due-diligence process.
The basement can be particularly important in an older home because it may reveal information about foundation condition, water intrusion, drainage, structural supports, mechanical systems, and insulation.
Similarly, the attic can provide useful information about roof condition, insulation, ventilation, and moisture.
Who Is This Property Best Suited For?
The listing clearly positions this home toward buyers with renovation experience or the resources to manage a major project.
Investors
Investors may evaluate the property based on potential renovation costs and future value.
Contractors
A contractor may have the expertise to assess the building and manage rehabilitation work.
Renovation Enthusiasts
Someone who enjoys restoring older homes may appreciate the opportunity to create a personalized property.
Experienced Homebuyers
An experienced buyer with a renovation budget could potentially transform the property into a customized residence.
For someone seeking a move-in-ready home with minimal maintenance, this property may require more work than expected.
Questions Buyers Should Ask Before Purchasing
Before making an offer, potential buyers should consider asking:
- What is the current condition of the roof?
- Is the foundation structurally sound?
- What type of private water system serves the house?
- Has the water been tested recently?
- What is the condition of the cesspool?
- Is the cesspool compliant with current requirements?
- How old is the oil heating system?
- What is the condition of the oil tank?
- Is the electrical system up to modern standards?
- Are all three bedrooms legally recognized?
- What repairs are required to make the property habitable?
- Are there any known code violations?
- Are there any liens or outstanding property obligations?
- Are there restrictions associated with Wurtsboro Hills?
- What renovation permits will be required?
Getting answers to these questions can help a buyer understand the property’s true condition and potential costs.
Understanding the Difference Between Purchase Price and Project Cost
One of the biggest mistakes renovation buyers can make is focusing exclusively on the acquisition price.
The $92,500 price is only the beginning.
If the property requires $50,000, $100,000, or significantly more in renovations, the total investment could be substantially higher.
Buyers should establish a realistic project budget before determining whether the property makes financial sense.
A contingency reserve is also important because renovation projects frequently uncover unexpected problems once walls, floors, roofs, or mechanical systems are opened.
Final Thoughts on 20 Maple Trail
20 Maple Trail, Wurtsboro, NY 12790, is a distinctive renovation opportunity currently listed for $92,500 after a $7,500 price reduction.
The property includes a 3-bedroom, 1-bathroom, 988-square-foot bungalow built in 1940, situated on a 7,841-square-foot lot in Wurtsboro Hills.
Its most important characteristic is not that it is move-in ready. Instead, the listing presents it as a substantial rehabilitation project for an investor, contractor, or renovation enthusiast.
The property’s nearly 90-year family ownership history adds character, while the bungalow design, first-floor bedroom, four off-street parking spaces, connected electricity, private water, and existing heating system provide a foundation for future renovation.
At the same time, the cesspool, private water system, oil heating, age of the home, and unspecified basement and attic conditions all deserve careful inspection.
The property’s reported $68,100 tax assessment and $3,903 annual tax bill should also be considered when calculating the total cost of ownership.
The most important financial calculation for a buyer will ultimately be the relationship between the purchase price, renovation budget, and expected value after the project is completed.
For an experienced renovation buyer, 20 Maple Trail could provide an opportunity to transform an older Wurtsboro Hills property into a customized residence or retreat. For an investor, the property may warrant further analysis based on local comparable sales, rental demand, renovation costs, and potential resale value.
However, the listing itself makes clear that this is not a move-in-ready property.
Anyone considering the purchase should conduct a thorough inspection, investigate the private water and cesspool systems, evaluate the structure and major mechanical systems, confirm zoning and property restrictions, and obtain realistic contractor estimates before proceeding.
20 Maple Trail Property Details
| Feature | Details |
|---|---|
| Address | 20 Maple Trail, Wurtsboro, NY 12790 |
| Asking Price | $92,500 |
| Price Reduction | $7,500 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Living Area | 988 sq ft |
| Lot Size | 7,841 sq ft |
| Year Built | 1940 |
| Architectural Style | Bungalow |
| Property Type | Single-Family Residence |
| Community | Wurtsboro Hills |
| Heating | Forced Air / Oil |
| Cooling | None listed |
| Water | Private / Other |
| Sewer | Cesspool |
| Electricity | Connected |
| Parking | 4 off-street spaces |
| Tax Assessed Value | $68,100 |
| Annual Taxes | $3,903 |
| MLS | 1035958 |
| Parcel Number | 408904100021008000 |
| Listing Date | August 6, 2026 |
| Current Status | Renovation opportunity |
Real Estate Disclaimer
The information in this article is based on the supplied property listing and is intended for general informational purposes. Listing prices, taxes, property conditions, availability, assessments, utility information, and other details can change. The article does not constitute an appraisal, inspection, investment recommendation, legal advice, or financial advice. Prospective buyers should independently verify all important information with the listing agent, local authorities, qualified inspectors, contractors, attorneys, lenders, and other appropriate professionals before making a purchase decision.
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