Affordable Homes
$110,000 Tennessee Fixer-Upper on 5.12 Acres With Creek, Storm Shelter, and Multiple Outbuildings
$110,000 Tennessee Fixer-Upper on 5.12 Acres With Creek, Storm Shelter, and Multiple Outbuildings
$110,000 Tennessee Fixer-Upper on 5.12 Acres With Creek, Storm Shelter, and Multiple Outbuildings
Discover a $110,000 Country Property in Tennessee Ridge, Tennessee
For buyers searching for affordable Tennessee acreage, rural fixer-upper homes, bank-owned properties, or real estate renovation opportunities, this property at 203 Hurricane Creek Dr, Tennessee Ridge, TN 37178, offers an interesting combination of land, existing improvements, and restoration potential.
Advertised for $110,000, the property includes a cabin-style single-family home with three bedrooms, one full bathroom, and approximately 1,487 square feet of reported interior living space.
The house sits on 5.12 acres and includes a creek, private well, septic system, storm shelter, and multiple outbuildings.
Built in 1997, the residence features wood siding, a metal roof, covered porch, deck, and a mixture of wood, carpet, and tile flooring.
However, this is not a move-in-ready country home.
The listing explicitly states that the property is not currently livable, requires work, and is being sold strictly as-is.
The property is also identified as bank-owned and in foreclosure.
These details are especially important for buyers evaluating the total cost of acquisition, repairs, financing, and future use.
For investors or buyers with renovation experience, the acreage and existing structures may justify further investigation.
For someone looking for an immediately habitable residence, the property’s current condition presents a major obstacle.
This guide explores the home’s features, acreage, creek, utilities, storm shelter, renovation considerations, financing challenges, and questions buyers should investigate before purchasing.
Property Overview – 203 Hurricane Creek Dr
| Property Feature | Listing Information |
|---|---|
| Asking Price | $110,000 |
| Address | 203 Hurricane Creek Dr, Tennessee Ridge, TN 37178 |
| Property Type | Single-Family Residence |
| Architectural Style | Cabin |
| Bedrooms | 3 |
| Bathrooms | 1 Full |
| Interior Living Area | 1,487 Sq. Ft. |
| Lot Size | 5.12 Acres |
| Year Built | 1997 |
| Condition | Not Currently Livable |
| Sale Terms | As-Is |
| Special Status | Bank-Owned / Foreclosure |
| Waterfront Feature | Creek |
| Water Supply | Private Well |
| Wastewater | Septic Tank |
| Heating | Propane and Wood |
| Cooling | Wall / Window Units |
| Roof | Metal |
| Exterior | Wood Siding |
| Foundation | Crawl Space |
| Outdoor Features | Porch, Covered Porch, Deck |
| Additional Structures | Storm Shelter and Storage |
| HOA | None Reported |
| Annual Property Taxes | $651 |
| Tax Assessed Value | $175,100 |
| Price Per Square Foot | Approximately $74 |
| MLS Number | 3619673 |
All information is based on the supplied listing and should be independently verified. The reported square footage and asking price do not establish the home’s current condition or renovation costs.
A Cabin-Style Home Built in 1997
The main residence was constructed in 1997 and is described as having a cabin-style architectural design.
Cabin-style homes can be appealing to buyers who enjoy rustic materials and country surroundings.
This house features wood siding and a metal roof, both of which contribute to its rural appearance.
The property also includes outdoor spaces such as a porch and deck.
However, the architectural style should not be confused with the property’s condition.
The listing makes clear that the house is currently uninhabitable.
A buyer should expect to investigate substantial repair needs before considering residential occupancy.
The exact scope of those repairs has not been provided.
Three Bedrooms and One Full Bathroom
The home is listed with three bedrooms and one full bathroom.
Two bedrooms are reported on the main level.
The third bedroom’s exact location should be verified during a property inspection.
A three-bedroom layout can offer flexibility for different household arrangements.
However, the current condition of each bedroom is unknown.
Buyers should inspect walls, ceilings, flooring, windows, electrical components, and any signs of moisture damage.
The presence of a listed bathroom also does not guarantee that its fixtures, plumbing, or wastewater connections are operational.
A qualified inspector or contractor should evaluate the actual condition.
Approximately 1,487 Square Feet of Interior Space
The property includes approximately 1,487 square feet of reported finished interior living area.
This provides more space than many small recreational cabins.
However, the home is not currently livable.
Therefore, the reported square footage should not be interpreted as immediately usable residential space.
Buyers should confirm the measurements and evaluate the condition of every room.
The listing also includes a 380-square-foot living room and a 180-square-foot Florida room.
These areas may offer flexibility after appropriate repairs, but their current condition has not been established.
A Spacious Living Room
The living room is reported to measure approximately 19 by 20 feet, with an area of 380 square feet.
This is a substantial gathering space for a home of this size.
Depending on its condition, it may provide an opportunity for a comfortable main living area after renovation.
However, buyers should inspect the floor structure, walls, ceiling, windows, and heating arrangements.
The listing does not provide enough information to determine whether cosmetic improvements would be sufficient or whether major structural work is needed.
Renovation decisions should follow a professional assessment.
Florida Room With Additional Possibilities
The property includes a Florida room measuring approximately 9 by 20 feet.
The reported area is 180 square feet.
This space may eventually serve as a sitting room, hobby area, or another permitted use.
However, buyers should investigate its construction, insulation, ventilation, and structural condition.
They should also verify whether the room is included in the reported living area and whether it is approved for its intended use.
Because the property is not currently habitable, no room should be assumed ready for occupancy.
Wood, Carpet, and Tile Flooring
The listing identifies a mixture of carpet, wood, and tile flooring.
Different flooring materials may be present throughout the home.
However, their condition is not described.
Buyers should inspect for water damage, deterioration, uneven surfaces, and potential subfloor problems.
In an uninhabitable property, flooring repairs may involve more than replacing visible surface materials.
The underlying structure should be evaluated before developing a renovation budget.
Propane and Wood Heating
The home is reported to use propane and wood for heating.
These systems may be associated with rural properties where conventional utility arrangements differ from those found in suburban neighborhoods.
However, the listing does not identify the age or condition of the heating equipment.
Buyers should determine whether the systems are functional and safe.
Fuel connections, chimneys, venting, and heating appliances may require professional inspection.
No assumption should be made that the existing equipment can be used without repairs.
Wall and Window Cooling Units
Cooling is listed as being provided by wall or window units.
The description does not specify the number of units or their condition.
Prospective buyers should confirm whether any cooling equipment is operational.
They should also investigate the electrical system before installing or operating additional equipment.
The cost of upgrading heating and cooling will depend on the property’s condition and the buyer’s plans.
Metal Roof and Wood Siding
The house features a metal roof and wood siding.
Both are notable exterior characteristics.
However, neither feature guarantees that the building is weatherproof or structurally sound.
A roof inspection should evaluate panels, fasteners, flashing, drainage, and evidence of leaks.
Wood siding should be examined for moisture damage, deterioration, and insect activity.
The home’s uninhabitable condition makes a detailed exterior assessment especially important.
Crawl Space Foundation
The listing identifies a crawl space beneath the home.
Crawl spaces can provide access to certain structural and utility components.
However, they may also contain hidden problems.
Buyers should inspect for moisture intrusion, damaged supports, deteriorated floor framing, pest activity, and plumbing issues.
A structural specialist may be necessary if significant defects are discovered.
Foundation-related repairs can materially affect a renovation budget.
The supplied listing does not identify the crawl space’s current condition.
Porch, Covered Outdoor Space, and Deck
The property includes a porch, covered porch, and deck.
These features may eventually provide attractive outdoor areas overlooking the surrounding acreage.
However, their structural condition is unknown.
Before using these spaces, buyers should inspect the framing, supports, stairs, railings, and decking materials.
An uninhabitable home may also have unsafe exterior structures.
Any repairs or replacement should comply with applicable building requirements.
5.12 Acres of Tennessee Countryside
One of the property’s most attractive features is its land area.
With approximately 5.12 acres, the parcel offers significantly more outdoor space than a typical residential lot.
The land is described as beautiful acreage and includes a creek.
For buyers interested in rural living, gardening, or outdoor projects, the setting may provide possibilities worth investigating.
However, the lot is reported to have sloped topography.
Slope, drainage, soil conditions, and access can influence how land can be used.
Buyers should not assume that every portion of the acreage is suitable for construction or agriculture.
Sloped Terrain and Land Use
The listing identifies the lot as sloped.
Rolling or sloping terrain can contribute to scenic character, but it may also affect development and maintenance.
For example, drainage patterns can influence driveway conditions and building-site suitability.
Some portions of the land may be difficult to mow or access with equipment.
Before planning new structures or significant land alterations, buyers should investigate topography, soil conditions, and local regulations.
A survey and site evaluation can help clarify the property’s practical opportunities.
A Creek on the Property
The property includes a creek.
A natural water feature may enhance the rural atmosphere and provide visual interest.
It may also support local wildlife habitat.
However, buyers should investigate the creek’s location, seasonal behavior, and any associated flood or drainage concerns.
The presence of a creek does not establish unrestricted water rights.
It also does not guarantee that the water is suitable for drinking, irrigation, or other uses.
Any construction or land disturbance near the waterway may be subject to environmental requirements.
Private Well Water Supply
The listing reports that the home is served by a private well.
For rural properties, private wells are a common alternative to municipal water service.
However, the listing does not establish that the well is currently operational or that its water is safe to drink.
Buyers should arrange appropriate water quality testing.
They should also inspect the well equipment, pump, pressure system, and related plumbing.
Because the home is uninhabitable, the condition of the water system should not be assumed.
Potential repair or replacement costs should be considered during due diligence.
Existing Septic Tank
The property is reported to have a septic tank.
However, the listing does not provide information about the system’s age, condition, capacity, or operational status.
A septic inspection is important before purchasing a property intended for residential use.
Buyers should determine whether the system is functioning properly and whether repairs or replacement may be required.
They should also verify available permits and records.
A listed septic system does not guarantee that the home can immediately be occupied.
Storm Shelter for Severe Weather Preparedness
One of the property’s distinctive features is a reported storm shelter.
A dedicated shelter may be an attractive feature for buyers who value emergency preparedness.
However, the listing does not specify its construction, dimensions, condition, or safety certification.
Buyers should inspect the structure carefully.
They should determine whether it is accessible, structurally sound, and appropriate for its intended purpose.
The presence of a storm shelter does not guarantee protection during every severe weather event.
Its suitability should be evaluated by a qualified professional.
Multiple Outbuildings and Storage Structures
The listing highlights multiple outbuildings.
Additional structures can be useful for equipment storage, tools, and rural property maintenance.
However, the exact number, size, and condition of the buildings are not specified.
Buyers should inspect each structure individually.
They should also confirm whether the improvements are legally permitted and included in the sale.
Any plans to convert outbuildings into workshops, living spaces, or other uses may require approvals.
The existence of storage buildings does not automatically authorize residential occupancy.
No Reported Homeowners Association
The listing states that the property has no homeowners association.
This may appeal to buyers who prefer not to participate in an HOA.
However, the absence of an HOA does not mean the property is free from restrictions.
County regulations, easements, deed restrictions, environmental rules, and building codes may still apply.
Buyers should review the title and relevant public records before planning significant changes.
Understanding the Bank-Owned and Foreclosure Status
The property is described as bank-owned and is identified as being in foreclosure.
This is an important part of the transaction.
Foreclosure-related sales can involve different procedures and contractual requirements from ordinary residential purchases.
Buyers should clarify the property’s exact legal and sale status with the listing agent and appropriate professionals.
They should also investigate title issues, possession, outstanding obligations, and any special contract terms.
The listing’s foreclosure designation does not by itself establish the details of the sale process.
Sold Strictly As-Is
The listing states that the property is being sold as-is only.
This generally means the seller is offering the property in its existing condition rather than agreeing to make repairs before closing.
However, the exact contractual meaning depends on the purchase agreement and applicable law.
Buyers should carefully review all documents.
An as-is sale does not eliminate the need for inspections.
In fact, inspections may be especially important when the home is explicitly described as uninhabitable.
A buyer should understand the potential repair costs before committing to the purchase.
Why the Home Is Not Currently Livable
The listing clearly states that the house is not currently livable.
However, it does not explain the specific defects responsible for that condition.
Possible concerns in distressed properties can involve structural systems, utilities, moisture, safety, or other issues.
These are general inspection categories, not confirmed defects at this address.
Buyers should not assume that the problems are limited to cosmetic repairs.
A comprehensive evaluation is necessary to identify the actual condition.
Depending on the findings, renovation costs could be substantial.
Building a Realistic Renovation Budget
A renovation budget should begin with inspections rather than assumptions.
For this property, buyers may need evaluations from a general contractor, structural professional, electrician, plumber, roofing specialist, and septic or well professional.
The scope of work will determine the budget.
Potential categories include:
- Structural and foundation repairs
- Roofing and exterior repairs
- Electrical safety and upgrades
- Plumbing and bathroom restoration
- Well and septic system repairs
- Heating and cooling equipment
- Flooring, walls, and interior finishes
- Porch and deck safety
- Outbuilding maintenance
- Permits and inspections
These categories do not mean every system is defective.
They identify areas that should be evaluated before purchasing an uninhabitable property.
Buyers should also consider a contingency reserve for unexpected conditions.
Financing Challenges for an Uninhabitable Property
Traditional residential mortgage financing may be difficult when a property is not currently habitable.
Many loan programs require a home to meet minimum condition and safety standards.
Because this property is bank-owned and offered as-is, buyers should investigate financing before submitting an offer.
Some purchasers may consider cash or specialized renovation financing, depending on eligibility.
However, the listing does not establish which financing programs are available.
Lenders will evaluate the property and the buyer’s qualifications.
The displayed estimated monthly payment of $731 should not be treated as a guaranteed financing offer.
It may not reflect the actual financing options available for a property in this condition.
Property Taxes and Assessed Value
The listing reports annual property taxes of approximately $651.
Divided across twelve months, that equals about $54.25 per month.
However, the current tax amount should be verified.
The reported tax assessed value is $175,100.
This is higher than the advertised asking price of $110,000.
Nevertheless, a tax assessment should not be treated as a professional market appraisal or proof of a bargain.
Tax assessments and market values are determined for different purposes.
The home’s current uninhabitable condition is also a critical consideration.
Buyers should rely on inspections, comparable sales, and professional analysis rather than comparing the asking price with the assessed value alone.
Understanding the $74 Per Square Foot Asking Price
At $110,000 for approximately 1,487 square feet, the listing reports an asking price of around $74 per square foot.
This may initially appear attractive compared with some conventional residential properties.
However, price per square foot can be misleading for a home requiring major work.
The figure does not include renovation expenses, holding costs, permits, financing fees, or unexpected repairs.
The acreage, creek, storm shelter, and outbuildings may also influence the property’s appeal.
Buyers should evaluate the complete property rather than relying on a single pricing metric.
Could This Property Become a Country Home?
After appropriate repairs and approvals, the property may interest buyers seeking a rural residence with acreage.
The three-bedroom layout, existing well and septic infrastructure, and additional outdoor buildings could offer practical features.
However, the feasibility of restoration depends on the home’s actual condition.
Buyers should determine whether rehabilitation is financially and technically reasonable.
The listing does not establish that the house can be restored within any particular budget.
Occupancy should not occur until the property is safe and meets applicable requirements.
Potential for Gardening and Outdoor Projects
The 5.12-acre lot may appeal to buyers interested in gardening or outdoor hobbies.
However, the sloped terrain and creek may influence where activities can occur.
Buyers should investigate soil conditions, drainage, sunlight, and access.
Any plans involving animals, agricultural buildings, or significant land alterations should be checked against local regulations.
The supplied description does not confirm that the property is approved for specific livestock or agricultural uses.
Investment Considerations
The listing describes the property as an investor special.
That language reflects the seller’s marketing description, not a guaranteed financial opportunity.
Potential investors should evaluate acquisition costs, repair estimates, carrying expenses, and the property’s likely market position after renovation.
A successful project depends on the actual numbers.
The listing does not provide a completed renovation budget, after-repair valuation, rental income history, or investment return projection.
Buyers should avoid assuming that the lower asking price will translate into profit.
Professional inspections and market analysis are essential.
Could It Be Used as a Rental Property?
Some buyers may consider renovating the home for long-term rental use.
However, the property is currently uninhabitable.
It should not be treated as rent-ready.
Before pursuing a rental strategy, buyers would need to complete necessary repairs and verify applicable occupancy requirements.
They should also research local rental demand, operating costs, insurance, and property management needs.
No rental income estimate can be established from the supplied listing.
Location – Tennessee Ridge, Tennessee
The property is located in Tennessee Ridge, Tennessee.
The surrounding area may appeal to buyers interested in rural property and a quieter setting.
However, the supplied listing does not provide verified driving times to major employment centers, schools, hospitals, or shopping areas.
Prospective buyers should investigate these factors according to their own needs.
They should also evaluate road access, internet availability, emergency services, and the practical responsibilities of maintaining a rural property.
Questions Buyers Should Ask Before Purchasing
Before making an offer on 203 Hurricane Creek Dr, buyers should investigate the following:
- What specific conditions make the home uninhabitable?
- Are there structural or foundation problems?
- Is the metal roof watertight?
- What is the condition of the wood siding?
- Are the electrical and plumbing systems functional?
- Does the private well produce safe water?
- Is the septic system operational and properly permitted?
- Are the propane and wood heating systems safe?
- Are the cooling units functional?
- What repairs are needed in the bathroom and kitchen?
- Is the crawl space dry and structurally sound?
- Are the porch and deck safe?
- What is the condition of the storm shelter?
- How many outbuildings are included?
- Are all structures permitted?
- Are there floodplain or drainage concerns associated with the creek?
- Is a current survey available for the 5.12-acre parcel?
- Are there easements or deed restrictions?
- What are the exact foreclosure and as-is contract terms?
- What financing options, if any, are available?
These questions can help buyers understand the property’s actual risks and opportunities.
Final Thoughts – Is This $110,000 Tennessee Property Worth Considering?
Located at 203 Hurricane Creek Dr in Tennessee Ridge, this property combines a cabin-style home with more than five acres of land.
The residence was built in 1997 and includes three bedrooms, one bathroom, and approximately 1,487 square feet of reported interior space.
The surrounding 5.12 acres feature a creek, private well, storm shelter, and multiple outbuildings.
Other reported features include a metal roof, wood siding, porch, deck, and existing septic system.
The asking price is $110,000.
However, the property’s condition is the central consideration.
The home is not currently livable, is bank-owned, and is offered strictly as-is.
Buyers should not approach it as an inexpensive move-in-ready residence.
Instead, it should be evaluated as a distressed property requiring professional inspections and a realistic renovation plan.
For buyers with suitable resources and experience, the acreage and existing improvements may justify further investigation.
For others, the potential repair costs and financing limitations may make the property unsuitable.
An informed decision requires understanding both the land’s appeal and the building’s actual condition.
Listing Information and Real Estate Contact
Property Address: 203 Hurricane Creek Dr, Tennessee Ridge, TN 37178
Advertised Asking Price: $110,000
Property Type: Single-Family Residence
Architectural Style: Cabin
Bedrooms: 3
Bathrooms: 1 Full
Interior Living Area: 1,487 Square Feet
Lot Size: 5.12 Acres
Year Built: 1997
Current Condition: Not Livable
Sale Terms: As-Is Only
Special Status: Bank-Owned / Foreclosure
Waterfront Feature: Creek
Water Supply: Private Well
Wastewater: Septic Tank
Heating: Propane and Wood
Cooling: Wall / Window Units
Roof: Metal
Exterior: Wood Siding
Foundation: Crawl Space
Outdoor Features: Porch, Covered Porch, Deck
Additional Structures: Storm Shelter and Storage Buildings
Lot Topography: Sloped
HOA: None Reported
Annual Property Taxes: Approximately $651
Tax Assessed Value: $175,100
Reported Price Per Square Foot: $74
Date Listed: October 12, 2026
Listing Last Updated: October 13, 2026
Listing Agent: Aliesha Roper
Agent Phone: 931-217-1589
Brokerage: Crye-Leike, Inc., REALTORS
Brokerage Phone: 931-648-2112
MLS Number: 3619673
Disclaimer: This article is based on the supplied real estate listing and is intended for informational purposes. The property is explicitly described as not currently livable and is being offered as-is. Buyers should independently verify the current price, availability, foreclosure status, title, acreage, building condition, utility systems, creek-related restrictions, financing eligibility, taxes, and all other material information. No renovation cost, future occupancy approval, rental income, appreciation, or investment return is guaranteed.
Listed on Zillow
From Zillow
