Kentucky Riverfront Property With Direct Water Access and 0.85 Acres in Lexington, Kentucky

A unique riverfront property is currently available at 321 Camp Daniel Boone Rd, Lexington, Kentucky 40515, offering approximately 0.85 acres along the Kentucky River and an existing structure and barn that are being sold in their current condition.

Listed at $45,000 following a $10,000 price reduction, the property presents a very different opportunity from a conventional move-in-ready home. Instead, the listing describes it as a place where a buyer could potentially rebuild, reimagine, or develop a future river-oriented retreat, subject to zoning, floodplain requirements, permits, and other applicable regulations.

The property includes an existing two-story structure with approximately 1,792 square feet, four bedrooms, and two bathrooms according to the listing facts. The property also has direct access to the Kentucky River, scenic views, fishing opportunities, a driveway, partial wire fencing, and a separate barn.

One of the most important considerations is that the property is located in a flood zone. The listing also states that the existing home and barn are being sold “AS IS.” Buyers should therefore approach the property as a potential renovation or redevelopment project rather than assuming that the existing structure is ready for occupancy.

Property Overview

The property at 321 Camp Daniel Boone Rd combines a relatively small acreage parcel with direct river frontage and an existing structure.

Key details from the listing include:

• Listing price: $45,000
• Recent price reduction: $10,000
• Bedrooms: 4
• Bathrooms: 2
• Living area: 1,792 square feet
• Lot size: 0.85 acres
• Stories: 2
• Waterfront: Kentucky River
• Barn: Yes
• Parking: Driveway
• Water: Public water available
• Sewer: Septic tank / sewer not available
• Electricity: Available
• HOA: None listed
• Tax assessed value: $75,000
• Annual tax: approximately $860
• Price per square foot: $25 based on listing information
• Parcel number: 1041000018.00

The listing identifies the property as being within the Valley View East community and the Lexington region.

A Riverfront Parcel Along the Kentucky River

The defining characteristic of this property is its location directly along the Kentucky River.

The listing describes the parcel as a unique riverfront property with direct water access and opportunities for fishing. For buyers who enjoy spending time near the water, this type of setting can provide a very different lifestyle from a conventional suburban property.

The riverfront location may also offer scenic views and a peaceful atmosphere. The property is described as secluded, with a few trees and partial fencing.

Waterfront property can be attractive for recreational purposes, but it also requires additional due diligence. River levels, erosion, drainage, floodplain regulations, access to the shoreline, insurance requirements, and restrictions on construction can all influence how the property can be used.

Because this particular parcel is identified as being in a flood zone, buyers should investigate those issues carefully before purchasing.

The Property Is Located in a Flood Zone

The listing explicitly states that 321 Camp Daniel Boone Rd is in a flood zone.

This is one of the most important facts prospective buyers should understand.

A flood-zone designation can affect construction requirements, insurance considerations, renovation plans, financing, and the type of structures that may be permitted. The specific flood zone classification and current maps should be verified with the relevant authorities.

Anyone considering building a new home or substantially modifying the existing structure should determine the applicable elevation requirements and permitting rules before making assumptions about development costs.

The flood-zone information does not necessarily determine whether a property can be used or improved, but it does mean that additional research is essential.

For that reason, this property is better understood as a riverfront project opportunity rather than simply a low-priced traditional home.

Existing Two-Story Structure

The property includes an existing structure measuring approximately 1,792 square feet.

The listing identifies four bedrooms and two bathrooms, with living areas distributed across two levels.

The primary bedroom and another bedroom are listed on the second floor, while two additional bedrooms are listed on the first floor.

The kitchen and living room are located on the second level.

This unusual arrangement may reflect the existing structure’s design and its adaptation to the property’s riverfront setting.

The home should be inspected carefully before any decision is made regarding renovation or occupancy. The listing specifically states that the existing structure is being sold “AS IS.”

Four Bedrooms and Two Bathrooms

According to the supplied property facts, the structure includes four bedrooms and two bathrooms.

The bedroom arrangement includes two bedrooms on the first level and two on the second level. The primary bedroom is located upstairs.

The bathroom information in the listing presents some inconsistency: the headline identifies two bathrooms, while the detailed information indicates one full bathroom and one half bathroom, but also describes the second bathroom as a full bath on the second floor.

Because of that discrepancy, prospective buyers should verify the exact bathroom configuration during a property visit and through the official property documentation.

This is particularly important with an “AS IS” property where existing conditions may differ from the simplified information displayed in an online listing.

Kitchen and Living Room on the Second Floor

The listing places the kitchen and living room on the second floor.

A raised living arrangement may be particularly relevant in a riverfront property, although the listing does not establish that the current configuration was designed specifically for flood protection.

Buyers should avoid assuming that the existing elevation or construction satisfies modern flood-resistant building requirements.

If the structure is renovated, the buyer may need to consider how the kitchen, living area, bedrooms, utilities, and other systems comply with current regulations.

The upper-level layout could potentially provide views toward the river, but the actual views and sightlines should be evaluated in person.

Direct Water Access and Fishing

For outdoor enthusiasts, direct water access is one of the property’s most notable characteristics.

The listing specifically highlights excellent fishing and direct access to the Kentucky River.

A riverfront parcel can provide opportunities for fishing, sitting near the water, enjoying nature, or spending weekends outdoors. The property could therefore appeal to someone whose primary goal is recreational use rather than conventional residential living.

However, buyers should verify exactly what type of access is available and whether there are any easements, shoreline restrictions, or other legal limitations.

River conditions can also change throughout the year, so visiting the property at different times or reviewing historical information may help provide a more complete picture of the setting.

A Quiet and Scenic Setting

The listing emphasizes quiet views and describes the parcel as secluded.

At approximately 0.85 acres, the property is not a large farm, but the riverfront location can give the parcel a distinct sense of separation.

The land includes a few trees and partial wire fencing.

For someone interested in a private weekend setting, the combination of land and water may be more important than the overall acreage.

Outdoor space could potentially be used for recreation, gardening, seating areas, or other activities, subject to floodplain regulations and the physical characteristics of the land.

Existing Barn Adds Another Layer of Potential

In addition to the main structure, the property includes a barn.

The listing does not provide detailed dimensions or a full description of the barn’s condition, so buyers should inspect it carefully.

A barn can provide storage space for tools, equipment, recreational items, or other belongings. Depending on its condition and permitted use, it could also become part of a larger renovation or property-improvement plan.

The presence of an existing barn may be particularly relevant for buyers who want a rural setting rather than a conventional residential lot.

However, the barn is also included in the “AS IS” sale and should therefore be evaluated for structural condition, roof condition, foundation, moisture exposure, and other potential maintenance issues.

The Property Is Being Sold “AS IS”

The “AS IS” condition is central to understanding this listing.

The existing structure and barn are not being presented as newly renovated buildings. Instead, the listing encourages buyers to think about the property’s potential and future possibilities.

For a buyer interested in renovating or rebuilding, this could provide an opportunity to create a property that better matches their own needs.

At the same time, renovation costs can vary significantly depending on structural conditions, flood requirements, utilities, permits, and the amount of work required.

Before making an offer, buyers should consider obtaining professional opinions from appropriate contractors, inspectors, engineers, or other specialists.

Possibility of Rebuilding a River Home

The listing specifically suggests the possibility of reimagining a raised river home from the ground up.

This is an idea rather than a guarantee of development approval.

Because the property is in a flood zone, anyone considering rebuilding should first verify whether a new residential structure is permitted and what flood-resistant construction standards would apply.

Questions about elevation, foundation type, access, utilities, septic systems, insurance, and permits could all become important parts of the planning process.

The final cost of a new home could also be substantially different from the purchase price of the land itself.

For this reason, buyers should research the development requirements before assuming that a particular house design can be constructed.

Potential Seasonal Getaway

Another possibility mentioned by the listing is a seasonal getaway.

A riverfront retreat can provide a setting for weekends, holidays, fishing trips, outdoor activities, and time away from more densely developed areas.

The existing structure could potentially be renovated for such a purpose if permitted and structurally suitable.

Alternatively, the property could be considered for a future recreational structure or new residence, subject to all applicable requirements.

A seasonal property may also require different considerations regarding heating, winterization, water systems, flood exposure, and maintenance.

Potential Vacation Rental Use

The listing also mentions the possibility of a vacation rental or another use.

Again, this should be viewed as a potential concept rather than an established use.

Before operating a short-term rental, buyers should verify local rules, licensing requirements, taxes, insurance requirements, septic capacity, parking, flood insurance, and any restrictions associated with the property.

The riverfront setting could potentially be attractive to visitors seeking outdoor recreation, but actual rental demand and financial performance would depend on numerous factors that are not established by the listing.

Anyone evaluating the property as an investment should conduct separate research into the local rental market and operating costs.

Historic Connection to Camp Daniel Boone Road

The property description includes an interesting historical detail about Camp Daniel Boone Road.

According to the listing, the road once included a beloved camp dating back to 1890, followed by a YMCA summer camp that operated from 1911 to 1978.

This history gives the area an additional layer of local character.

The property is also described as being near the Valley View Ferry, adding to the area’s transportation and historical context.

For buyers interested in properties with a connection to Kentucky’s rural history, these details may make the location especially interesting.

Historical references in a listing are best viewed as contextual information, however, and buyers interested in the full history should consult local historical sources for additional verification.

Near Valley View Ferry and Kentucky River Lock 9

The property is located just off the historic Valley View Ferry and near Kentucky River Lock 9, according to the listing.

The Valley View Ferry is described in the listing as having operated since 1785, providing a connection between areas across the Kentucky River.

Its location contributes to the property’s rural transportation setting and provides another notable feature of the surrounding area.

Kentucky River Lock 9 is also identified as a nearby landmark.

For people who enjoy exploring local history, rivers, scenic areas, and outdoor destinations, the property’s location offers several points of interest beyond the parcel itself.

Lexington Address With a Rural Setting

One unusual aspect of the property is that it has a Lexington address while being described as part of unincorporated Jessamine County.

The listing describes the surrounding area as a small neighborhood community with a few residential homes.

This creates a setting that is different from a typical city residential property.

Buyers should verify the exact jurisdictional boundaries, services, zoning, taxation, and emergency-service arrangements associated with the parcel, particularly because the listing references both a Lexington mailing address and unincorporated Jessamine County.

These details can matter when evaluating future construction, utilities, permits, and property regulations.

Utilities and Infrastructure

The listing indicates public water is available, while sewer service is not available and a septic tank is listed.

Electricity is also identified as available, with propane mentioned among the property’s utility information.

For an existing structure, buyers should verify whether utilities are currently connected and operational or merely available at the property.

The septic system should receive particular attention, especially if the buyer is considering continued residential use or increased occupancy.

Any plans for a new home or major renovation could require updated utility approvals and potentially new infrastructure.

No Homeowners Association Listed

The property does not have a homeowners association listed.

For some buyers, this may provide greater flexibility than a property located within a highly regulated subdivision.

However, the absence of an HOA does not remove government regulations or private deed restrictions that may apply.

Because the property is waterfront and located within a flood zone, buyers should pay particular attention to county regulations, floodplain requirements, easements, access rights, and building restrictions.

Safety Requirements for Property Showings

The listing contains a specific safety requirement for anyone wishing to view the property.

A Hold Harmless form must be signed by all parties before walking onto the land or scheduling a showing.

The listing also states that anyone entering the home or barn does so at their own risk.

Potential visitors are advised to wear appropriate clothing and footwear, including full-length pants and suitable shoes or boots for walking the land.

This is especially relevant because the property contains an existing structure and barn that are being sold as-is.

Prospective buyers should follow the listing agent’s showing instructions and avoid entering structures without the required authorization.

Price Reduction to $45,000

The property is currently listed at $45,000, following a reported $10,000 price reduction on August 31.

The listing indicates approximately $25 per square foot, based on the 1,792-square-foot structure.

However, the low price should be interpreted in the context of the property’s condition and characteristics.

This is not simply a conventional four-bedroom home being offered at a low price. The listing highlights the flood-zone location, “AS IS” condition, riverfront setting, existing barn, and potential need for rebuilding or extensive reimagining.

The price should therefore be evaluated alongside the potential costs associated with inspection, renovation, flood requirements, insurance, utilities, and future construction.

What Prospective Buyers Should Investigate

Anyone considering this property should perform extensive due diligence before purchasing.

Important questions may include:

• What is the exact FEMA flood-zone designation?
• What construction requirements apply to the parcel?
• Is the existing structure legally habitable?
• What repairs would be required?
• Can the current structure be renovated?
• Can a new raised home be constructed?
• What permits would be required?
• Is the septic system operational?
• Is public water currently connected?
• Is electricity already connected?
• What are the boundaries of the 0.85-acre parcel?
• Are there river-access easements?
• What restrictions apply to the shoreline?
• What insurance coverage would be available?
• What condition is the barn in?
• Are there any deed restrictions or easements?
• What uses are permitted under local regulations?

A survey, inspection, floodplain review, title review, and professional assessment of the existing structures may all be appropriate before proceeding.

A Property for Buyers With a Specific Vision

321 Camp Daniel Boone Rd is not necessarily a property that fits the standard definition of a move-in-ready home.

Instead, it is a parcel for someone who may be interested in land, river access, fishing, recreation, renovation, or a future building project.

The existing four-bedroom structure and barn provide starting points, but the “AS IS” condition means the buyer should carefully evaluate whether renovation, rebuilding, or another strategy makes financial and practical sense.

The riverfront location is the feature that most clearly distinguishes this property from conventional residential listings.

Final Thoughts

The property at 321 Camp Daniel Boone Rd in Lexington, Kentucky, offers approximately 0.85 acres directly along the Kentucky River, with an existing two-story structure, a barn, direct water access, fishing opportunities, and a rural setting.

Listed at $45,000 after a $10,000 price reduction, the property has a significantly different profile from a typical move-in-ready home. The existing structure contains approximately 1,792 square feet, with four bedrooms and two bathrooms according to the listing information, while the property also includes a driveway, partial wire fencing, public water availability, and a septic system.

The property’s strongest defining characteristics are its riverfront location, direct water access, scenic surroundings, and potential for redevelopment or renovation.

At the same time, the listing clearly identifies several important considerations. The property is located in a flood zone, and the existing home and barn are being sold “AS IS.” Anyone considering a purchase should therefore investigate the condition of the structures, floodplain requirements, insurance implications, utilities, septic system, zoning, permits, and future construction possibilities before making a decision.

Its location near the Valley View Ferry and Kentucky River Lock 9 also gives the property a notable connection to the history and landscape of the area.

For the right buyer, the appeal may lie less in the existing house and more in the combination of Kentucky River frontage, acreage, outdoor recreation potential, and the possibility of creating something different in the future. Careful due diligence will be essential to determine exactly what can be done with the property and what costs would be involved.

 

From Zillow