Jackson Lakefront Home With Private Dock Offers a Unique Waterfront Lifestyle and Value-Add Potential
A Rare Opportunity to Own a Lakefront Retreat
Finding a property that combines direct lake access, private outdoor space, a comfortable home, and the potential for future improvements is becoming increasingly difficult. This 3-bedroom, 2-bathroom lakefront home in Jackson offers an opportunity to enjoy a waterfront lifestyle while also giving the next owner plenty of room to personalize and improve the property.
Positioned directly on the water, the home features approximately 1,636 square feet of living space, three main-level bedrooms, two full bathrooms, a screened porch, deck, private dock, and lake views. The property also provides approximately 99 feet of waterfront frontage, creating an especially attractive setting for buyers who prioritize boating, swimming, fishing, relaxing by the water, and outdoor recreation.
The home was built in 2007 and features a bungalow/cottage architectural style with vinyl siding and a composition roof. Its single-level layout makes the property convenient for everyday living, while the unfinished lower-level area provides additional potential.
Perhaps the biggest attraction is the waterfront setting.
The home offers direct access to Jackson, along with a private dock and swim dock. Imagine starting the morning with coffee on the screened porch, spending the afternoon on the water, and ending the day watching the sunset from the deck.
However, prospective buyers should pay close attention to one important detail: the property is subject to a ground lease. Buyers must independently verify all lease terms, fees, transfer requirements, restrictions, and other conditions before purchasing.
Direct Lakefront Living on Jackson
Waterfront property has a special appeal that traditional residential real estate simply cannot duplicate.
Instead of traveling to a lake for recreation, the lake becomes part of the property itself.
This home offers a direct connection to Jackson, with listed lakefront privileges, a swim dock, and approximately 99 feet of waterfront frontage.
For buyers who enjoy outdoor recreation, this can create countless opportunities.
Depending on applicable rules and lake conditions, the waterfront setting may be suitable for activities such as swimming, fishing, kayaking, boating, paddleboarding, or simply relaxing beside the water.
The property’s lake view is another major advantage.
Waterfront scenery can transform an ordinary outdoor space into an inviting retreat. The deck and screened porch provide natural places to take advantage of that setting throughout the year.
Private Dock Adds Exceptional Outdoor Potential
One of the property’s most appealing features is the private dock.
A dock can dramatically enhance the experience of owning a lakefront property because it provides a dedicated place to enjoy the water.
Whether the future owner wants to sit near the shoreline with a fishing rod, launch a kayak, swim from the dock, or simply enjoy the sound of the water, the dock creates an additional outdoor living area.
The listing also identifies a swim dock, adding even more recreational potential.
Before relying on any specific dock, boating, or water-use rights, prospective buyers should verify the applicable lease provisions, lake regulations, permits, and ownership or maintenance responsibilities.
Screened Porch for Relaxed Outdoor Living
The home includes a screened porch, which may quickly become one of the property’s favorite spaces.
Screened porches are particularly useful for enjoying the outdoors while having some separation from insects and changing weather conditions.
For a lakefront property, the porch can be especially appealing.
It could serve as a morning coffee area, outdoor reading space, casual dining area, or comfortable place to spend evenings with family and friends.
Because it connects the indoor living environment with the surrounding waterfront landscape, the screened porch adds another dimension to the home’s overall lifestyle appeal.
Spacious Deck Overlooking the Lake
In addition to the screened porch, the property offers a deck.
A lakefront deck can function as an extension of the home’s living space.
It could accommodate outdoor furniture, a dining table, lounge seating, or entertaining areas.
The combination of deck, screened porch, waterfront access, and dock means there are several distinct places where residents can enjoy the outdoors.
For buyers who prioritize outdoor living, this combination could be one of the strongest reasons to consider the property.
Approximately 1,636 Square Feet of Living Space
The home offers approximately 1,636 square feet of interior livable space.
That provides enough room for comfortable everyday living while remaining manageable as a second home or recreational retreat.
The property includes three bedrooms and two full bathrooms, with all bedrooms located on the main level.
This arrangement can be particularly convenient for households that prefer single-level living.
There is no need to navigate multiple levels to access bedrooms or bathrooms, making the floor plan practical for both permanent residents and vacation use.
Three Main-Level Bedrooms
All three bedrooms are situated on the main level.
This can be an important feature for a wide range of buyers.
Families may appreciate having bedrooms close together, while older buyers or those planning to use the home as a long-term retreat may prefer avoiding stairs.
The primary bedroom includes several appealing features, including a walk-in closet and access to a bathroom featuring a double vanity and soaking tub.
The combination provides a comfortable private retreat within the home.
Primary Suite With Soaking Tub
The primary bedroom includes features designed around convenience and relaxation.
A soaking tub, double vanity, and walk-in closet provide a more spacious and comfortable primary suite experience.
After spending a day on the lake, enjoying outdoor activities, or exploring the surrounding area, having a dedicated space to unwind can add considerable appeal.
The main-level primary bedroom also contributes to the home’s practical layout.
Open Kitchen and Dining Arrangement
The kitchen includes a breakfast area and kitchen island, creating a functional environment for everyday meals and casual entertaining.
The listing also identifies a combined dining room and living room arrangement.
Open or connected living spaces can be particularly useful in a vacation property because they allow residents and guests to interact more easily.
The kitchen island can also provide additional workspace, informal seating, or a central gathering point.
For a lake house, a practical kitchen is especially important because meals and entertaining are often a significant part of the weekend experience.
Comfortable Living Area
The living and dining spaces provide a central area for relaxing indoors.
After spending time outside, residents can return to a comfortable interior environment without feeling disconnected from the waterfront surroundings.
Large windows and the property’s lake-oriented design can potentially help bring the outdoor scenery into the living areas, although buyers should verify individual window views and conditions during inspection.
The listing also identifies double-pane windows, which can contribute to insulation and overall comfort.
Flexible Sunroom Space
The property includes a sun room, adding another flexible area to the floor plan.
A sunroom can serve many purposes.
It could become a reading room, home office, game area, informal lounge, plant-filled retreat, or simply another place to relax while enjoying views of the surrounding property.
For a lakefront home, a room dedicated to enjoying natural light and scenery can be especially valuable.
Unfinished Lower-Level Potential
The property includes an unfinished lower-level area described as a crawl space/partial unfinished basement.
While the existing finished living area is approximately 1,636 square feet, unfinished areas may provide opportunities for storage or future improvements depending on the structure and applicable regulations.
Prospective buyers should have the lower-level area professionally evaluated before assuming that it can be converted into additional finished living space.
Important considerations may include ceiling height, moisture, foundation conditions, ventilation, access, electrical service, plumbing, and building-code requirements.
A Property With Value-Add Potential
The listing specifically highlights value-add potential.
That could appeal to buyers who enjoy improving properties over time.
Potential improvements might include updating interior finishes, refreshing bathrooms, improving landscaping, enhancing outdoor living areas, upgrading appliances, or making other cosmetic and functional changes.
However, because the property is being sold as-is, buyers should not assume that the seller will address defects or deferred maintenance.
A detailed inspection and renovation estimate should be completed before determining the property’s true investment potential.
Sold Strictly As-Is
The as-is condition is one of the most important aspects of this listing.
An as-is purchase means buyers should be prepared to accept the property’s condition at closing, subject to the terms of the purchase agreement.
Prospective buyers are encouraged to perform all necessary inspections and evaluations before purchase.
A thorough inspection could examine:
- Roof condition
- Foundation
- Plumbing
- Electrical systems
- HVAC
- Windows
- Doors
- Flooring
- Bathrooms
- Kitchen
- Crawl space
- Drainage
- Dock
- Deck
- Screened porch
- Exterior siding
- Waterfront structures
The goal is to understand both immediate repair requirements and longer-term maintenance costs.
Ground Lease Is an Important Consideration
Perhaps the most important financial and legal detail is that this property is on leased land.
The home itself is subject to a ground lease, and the listing specifically instructs buyers to verify all lease terms, fees, transfer requirements, and conditions.
This is fundamentally different from purchasing a conventional property where the buyer owns both the residence and the underlying land.
A ground lease can have specific provisions concerning annual payments, renewal, transfer, improvements, use restrictions, maintenance responsibilities, and other obligations.
The listing identifies an annual HOA/lease-related fee of approximately $4,800, but buyers should independently confirm exactly what this amount covers and whether additional costs apply.
Potential purchasers should carefully review the complete lease documents with qualified real estate and legal professionals before committing to the transaction.
Understanding the $4,800 Annual Fee
The supplied listing information identifies an HOA fee of approximately $4,800 annually.
Because the property is on leased land, it is particularly important to understand the relationship between the annual fee and the ground lease.
Buyers should ask for documentation showing:
- Current annual lease payments
- HOA fees
- Dock responsibilities
- Road maintenance
- Transfer fees
- Renewal terms
- Lease expiration
- Property restrictions
- Insurance requirements
- Maintenance obligations
- Potential fee increases
These details can materially affect the long-term economics of owning the property.
Public Water and Public Sewer
According to the supplied information, the home has access to public water and public sewer.
The listing also identifies electricity, cable availability, natural gas availability, phone availability, sewer availability, and water availability.
Public utility connections can be convenient for homeowners because they eliminate some of the responsibilities associated with private wells and septic systems.
Nevertheless, utility service should be independently confirmed during due diligence.
One-Level Bungalow/Cottage Design
The home’s architectural style is identified as Bungalow/Cottage.
The one-level design complements the lakehouse concept particularly well.
Rather than feeling like a large formal residence, the layout can lend itself to a relaxed vacation atmosphere.
Three bedrooms on one level also make the home convenient for families and guests.
The exterior is constructed with vinyl siding, while the foundation is identified as pillar/post/pier construction.
The roof is listed as composition and other materials.
Parking for Lake Weekends
The property includes off-street parking for approximately two vehicles.
Adequate parking can be important for a lake property because weekend guests often arrive with boats, recreational equipment, coolers, outdoor furniture, and other gear.
The listing also identifies community features including boat, camper, and van parking, although buyers should verify availability and any associated restrictions.
A Convenient Vacation Home Layout
The home could potentially work well as a weekend getaway.
Three bedrooms and two bathrooms allow multiple people to stay comfortably without requiring an excessively large property.
The kitchen, dining area, living space, sunroom, screened porch, deck, and waterfront create multiple zones for both indoor and outdoor activities.
During warm-weather months, much of the home’s appeal may naturally shift toward the deck, porch, dock, and lake.
During cooler periods, the interior can provide a comfortable retreat.
Potential as a Second Home
For buyers looking for a second home, the property’s lakefront location is a significant attraction.
Instead of traveling to a hotel or resort every time a lake vacation is desired, owners can potentially create a familiar personal retreat.
The home could provide a place for family gatherings, fishing weekends, summer vacations, holiday stays, or quiet escapes.
However, because of the ground lease and property restrictions, buyers should verify whether any intended personal or investment use is permitted.
Potential Outdoor Lifestyle
The lakefront location naturally lends itself to an active outdoor lifestyle.
Depending on applicable regulations and the rights associated with the property, residents may enjoy activities such as fishing, swimming, kayaking, paddleboarding, boating, or simply spending time near the shoreline.
The dock creates a natural focal point for these activities.
The property’s deck and screened porch further extend the usable outdoor space.
For many buyers, this combination may be more important than having a larger interior.
AI-Generated Listing Images Require Attention
An especially important disclosure states that the photos have been generated with AI to show potential after items are removed.
This means prospective buyers should not interpret those images as an exact representation of the property’s current physical condition.
AI-generated images can illustrate possibilities, but they should not replace an in-person inspection, professional photography, measurements, or other objective property documentation.
Buyers should evaluate the actual home rather than relying on digitally generated representations.
3D Matterport Tour Available
The listing also indicates that a 3D Matterport tour is available.
A virtual tour can be useful for getting an initial sense of the home’s layout, room connections, and overall configuration.
However, virtual tours should be treated as a supplementary resource rather than a substitute for physical inspection.
Particularly with an as-is property, seeing the home in person can reveal conditions that photographs or virtual tours may not capture.
Investment Considerations
From an investment perspective, the property presents both potential advantages and important considerations.
The lakefront location, dock, screened porch, deck, three bedrooms, and two bathrooms provide a strong lifestyle proposition.
At the same time, the ground lease introduces additional financial and legal complexity.
The property is also being sold as-is.
A prospective investor should therefore evaluate the complete ownership cost rather than focusing only on the purchase price.
Important calculations could include:
- Purchase price
- Ground lease costs
- HOA fees
- Property taxes
- Insurance
- Utilities
- Maintenance
- Dock expenses
- Repairs
- Renovation costs
- Financing expenses
- Potential resale value
Only after reviewing these factors can the true investment potential be determined.
Why the Waterfront Setting Stands Out
The biggest selling point of this home is ultimately difficult to replicate: the relationship between the house and the lake.
A buyer can remodel a kitchen.
A buyer can replace flooring.
A buyer can repaint walls.
But acquiring a home with direct lakefront access, approximately 99 feet of waterfront, a private dock, and lake views is considerably more difficult.
That makes the underlying location an important part of the property’s appeal.
Final Thoughts
This Jackson lakefront 3-bedroom, 2-bathroom home offers a distinctive opportunity for buyers seeking waterfront living with room for improvement.
With approximately 1,636 square feet, three main-level bedrooms, two full bathrooms, a kitchen island, breakfast area, sunroom, screened porch, deck, private dock, swim dock, and approximately 99 feet of lake frontage, the property offers many of the features buyers associate with a classic lake retreat.
Its bungalow/cottage design and one-level floor plan add practical appeal, while the waterfront setting creates an outdoor lifestyle that is difficult to reproduce elsewhere.
The property’s value-add potential could attract buyers interested in improving a home over time, but the as-is sale means inspections and financial planning are especially important.
The ground lease is another critical consideration. Buyers should carefully investigate the lease structure, annual costs, transfer requirements, restrictions, renewal provisions, and responsibilities associated with the land before purchasing.
The AI-generated photographs should also be viewed strictly as conceptual illustrations of potential rather than representations of the property’s current condition.
For someone who understands the unique considerations of leased-land real estate and wants a lakefront retreat with direct water access, this property could be an intriguing opportunity.
Ultimately, the strongest appeal is simple: a private place by the lake where the water, dock, porch, and outdoor spaces become part of everyday life.
Whether envisioned as a personal weekend escape, recreational retreat, or renovation project, this Jackson lakefront property offers a combination of location and potential that deserves careful consideration.
Property information is based on the supplied listing details and should be independently verified. Buyers should review the complete ground lease, HOA documents, property condition, utilities, taxes, dock rights, restrictions, and all applicable regulations with qualified professionals before making a purchase decision. The property is being sold as-is, and AI-generated images should not be relied upon as an exact representation of the current property.
From Zillow