$160,000 2 beds 2 baths

Fodder Creek Waterfront Retreat in Hiawassee, Georgia – Furnished Fifth Wheel and Guest House

Imagine waking up to the sound of rushing creek water, stepping outside onto a spacious deck, and spending the day surrounded by mountain scenery without giving up the comforts of a move-in-ready retreat. Along the banks of beautiful Fodder Creek in Hiawassee, Georgia, this unusual property offers a combination of waterfront access, flexible accommodations, outdoor living space, and recreational appeal.

Situated on approximately 0.07 acres, or 3,049 square feet, the property is compact in size but distinctive in what it provides. Rather than a traditional single-family residence, the property combines a 2005 River Canyon by Travel Supreme fifth wheel with a separate functional guest house. The result is a versatile retreat designed around relaxation, creekside living, and convenient use of available space.

The property is located in Bald Mountain Park and includes paved-road access, public water, community sewer, RV hookup, covered protection for the fifth wheel, and an impressive deck positioned beside the creek. It is also being offered completely furnished, including a washer and dryer, making it an especially interesting option for buyers who value convenience.

Whether the goal is a weekend getaway, a private mountain escape, a place to host friends and family, or a potential investment property, this Fodder Creek retreat offers a combination that is difficult to replicate with a conventional home.

A Rare Creekside Setting on Fodder Creek

The defining feature of this property is undoubtedly its waterfront location.

Fodder Creek provides an immediate connection to nature, with the sights and sounds of moving water becoming part of everyday life. The property includes creek frontage and creek access, while the listed views include both the creek/stream and long-range scenery.

For many buyers searching for a mountain retreat, proximity to water is one of the most attractive characteristics a property can offer. A creek can transform an ordinary outdoor space into something much more memorable, particularly when a deck is positioned directly beside it.

Here, the deck becomes an extension of the living space. It can be used for outdoor meals, morning coffee, entertaining guests, reading, relaxing, or simply listening to the creek after a long day.

The setting may be particularly appealing to buyers who prioritize experiences over square footage. While the lot itself is only about 0.07 acres, the waterfront setting creates a strong sense of openness and connection to the surrounding landscape.

A Furnished 2005 River Canyon by Travel Supreme Fifth Wheel

At the center of the property is a 2005 River Canyon by Travel Supreme fifth wheel.

The fifth wheel has been thoughtfully updated and is described as move-in ready. According to the property information, it provides a one-bedroom, one-bath configuration and includes several improvements intended to make the space comfortable for extended use.

Among the updates are new luxury vinyl flooring, updated furniture, newer appliances, a newer water heater, a mini-split system, and a propane heater.

These improvements are important because the appeal of a recreational property often depends on how easily a buyer can begin using it. Instead of starting with a completely empty or outdated space, this property is being sold furnished and already includes several practical upgrades.

The fifth wheel is also protected by a metal carport. That feature provides covered protection from the elements and can help preserve the recreational vehicle over time.

For buyers familiar with RV ownership, covered storage can be a meaningful advantage. For someone looking for a second home or weekend retreat, the carport also helps create a more organized and protected outdoor setup.

Separate Guest House Adds Valuable Flexibility

One of the most unusual aspects of this property is the separate guest house located behind the fifth wheel.

The guest house includes one bedroom, one bathroom, a living room, and a full kitchen. That gives the property a second functional living area beyond the fifth wheel itself.

This arrangement can be particularly useful for owners who regularly host visitors.

Family members or friends can have their own private accommodations while the primary occupants use the fifth wheel. That separation can make extended visits more comfortable and gives the property more flexibility than a typical one-bedroom retreat.

The guest house may also provide an appealing option for buyers who want multiple spaces for different purposes. Depending on applicable local rules, it could potentially be used for guests, recreation, personal space, or other permitted residential purposes.

Any buyer considering rental or income-producing use should independently verify local zoning, subdivision restrictions, HOA rules, licensing requirements, insurance requirements, and applicable regulations before making assumptions about permitted uses.

Outdoor Living Is a Major Highlight

The large creekside deck is arguably the property’s outdoor centerpiece.

Positioned right along the water, the deck creates a natural gathering space where owners can take full advantage of the property’s waterfront setting.

Outdoor living has become increasingly important for buyers looking for vacation properties and mountain retreats. A deck overlooking moving water can function almost like another room during favorable weather.

There is room to imagine outdoor dining, comfortable seating, morning coffee, afternoon relaxation, or evening gatherings beside the creek.

The property also includes a covered deck area, adding another option for enjoying the outdoors while having some protection from the weather.

Because the lot is relatively compact, the deck is especially important. Instead of requiring a large amount of land to create a memorable outdoor environment, the property makes the creek itself the focal point.

Mountain Views and Creekside Atmosphere

The listing identifies both creek/stream and long-range views.

This combination adds another dimension to the property. The creek provides an intimate natural setting close to the home, while long-range views can create a broader mountain atmosphere.

For buyers considering Hiawassee as a destination for a second home or recreational retreat, these characteristics can be highly appealing.

The property offers a lifestyle centered around being outdoors without requiring the owner to maintain a large tract of land. The level lot measures approximately 3,049 square feet, providing a relatively manageable footprint compared with larger mountain properties.

That can be an advantage for buyers who want a scenic getaway but do not necessarily want extensive acreage, landscaping responsibilities, or long driveways to maintain.

Interior Comfort and Everyday Functionality

Although compact, the property offers several features designed for practical everyday use.

The listed interior features include an eat-in kitchen, luxury vinyl flooring, high-speed internet, central heating, and central air conditioning.

The kitchen includes a refrigerator, range, and microwave, while laundry is located on the main level. The property is also being sold with a washer and dryer.

For a vacation property, having a functioning kitchen and laundry area can make a significant difference. Owners can arrive for a weekend without needing to pack every basic household item, while longer stays become more convenient.

Luxury vinyl flooring is another practical feature. It provides a durable surface that can be easier to maintain than some traditional flooring materials, especially in a property where outdoor activities and creekside recreation may bring additional dirt or moisture indoors.

Two Bedrooms and Two Full Bathrooms

The property information lists two bedrooms and two full bathrooms, with both bedrooms located on the main level.

The configuration reflects the combination of the fifth wheel and guest house rather than a conventional single structure.

This arrangement creates an interesting alternative for buyers who want more sleeping capacity than a typical one-bedroom recreational property might offer.

The separate guest house can provide privacy for visitors, while the fifth wheel offers its own bedroom and bathroom facilities.

For a family getaway or group weekend, having two separate accommodations can be especially convenient.

It may also appeal to buyers who enjoy inviting friends to a vacation property but prefer that everyone has some degree of private space.

Utilities Make the Property Convenient

The property has public water and community sewer, along with electricity and other standard services associated with the development.

The listing also identifies an RV hookup.

Having established utility infrastructure is an important consideration for a property that includes a fifth wheel and guest house. Buyers should nevertheless verify the exact configuration, connection points, capacity, and billing arrangements during the due-diligence process.

The property is located on a paved road, while parking is provided through a driveway and gravel parking area.

The combination of paved access, established utilities, RV hookup, and covered parking makes the property more convenient than many remote recreational properties.

Bald Mountain Park and the Hiawassee Location

The property is located in Bald Mountain Park in the Hiawassee region.

Hiawassee is known for its mountain environment and recreational appeal, making the area naturally suited to buyers searching for a second home, vacation retreat, or outdoor-oriented property.

The attraction of this property, however, is not simply its location on a map. Its value proposition is based on the combination of the setting and improvements: creek frontage, long-range views, a furnished fifth wheel, a guest house, a large deck, covered protection, and established utilities.

That combination gives the property a very different identity from a traditional suburban home.

Instead of focusing on maximizing interior square footage, the property emphasizes outdoor experiences and flexible accommodation.

A Property Designed for Weekend Getaways

For someone looking for a weekend retreat, this property has several advantages.

The fifth wheel is furnished, the guest house is functional, the kitchen appliances are included, and the property includes a washer and dryer. These features reduce the amount of preparation required before enjoying the property.

A buyer could envision arriving on a Friday afternoon, settling into the retreat, and spending the weekend beside Fodder Creek.

The deck offers a natural location for relaxing, while the surrounding mountain environment provides an escape from the pace of everyday life.

This kind of property can appeal to buyers who want a dedicated place for weekend use without taking on the size and maintenance requirements of a traditional large vacation home.

Potential as an Investment Property

The property is also described as an investment opportunity.

Its unusual layout could make it interesting for buyers exploring short-term or longer-term accommodation concepts. However, potential income should never be assumed simply because a property has multiple living spaces.

Before purchasing for investment purposes, prospective buyers should investigate local regulations governing vacation rentals, guest houses, RV occupancy, parking, insurance, taxes, licensing, and HOA restrictions.

The annual HOA fee is listed at $650, so buyers should also review the association’s governing documents and confirm what uses are permitted.

The property’s waterfront setting, furnished accommodations, and separate guest house could make it attractive to the right market, but actual rental performance would depend on factors such as demand, seasonality, competition, operating costs, management, insurance, and legal restrictions.

Furnished and Ready for Immediate Enjoyment

Another significant selling point is that the property is offered completely furnished.

For buyers purchasing a recreational property, furnishing costs can add up quickly. Beds, seating, kitchen equipment, appliances, tables, outdoor furniture, and other household necessities can require substantial additional spending.

A furnished sale simplifies the transition.

The listing specifically notes updated furniture and included appliances, while the washer and dryer are also included.

Buyers should obtain a written inventory of personal property and included items during the transaction so that there is no confusion about what conveys with the sale.

Low-Maintenance Acreage With a Strong Outdoor Focus

At approximately 0.07 acres, the property does not require the upkeep associated with a large rural tract.

That can be particularly attractive for buyers who want a mountain lifestyle without becoming full-time land managers.

The lot is described as level, while the property’s main outdoor features are concentrated around the deck, creek frontage, parking, and structures.

The compact footprint allows the waterfront setting to remain the primary attraction.

Rather than spending weekends mowing a large field or maintaining extensive landscaping, owners can potentially devote more time to enjoying the creek and surrounding mountain environment.

What Buyers Should Verify Before Purchasing

Despite the property’s appeal, buyers should complete careful due diligence.

Because the property includes a fifth wheel and separate guest house, purchasers should verify the legal status, permitted use, ownership documentation, utility connections, and condition of each component.

The age and condition of the 2005 fifth wheel should also be independently evaluated. Buyers may want to inspect the roof, plumbing, electrical systems, HVAC equipment, water heater, appliances, flooring, and structural components.

The guest house should be inspected separately, with attention given to its foundation, roof, plumbing, electrical system, kitchen equipment, bathroom, and overall condition.

The creekside setting also makes drainage, erosion, flood exposure, and insurance considerations important topics for investigation.

Prospective buyers should verify property boundaries, creek frontage, access rights, HOA requirements, annual fees, utility arrangements, taxes, insurance availability, and any restrictions affecting RVs or guest houses.

HOA Considerations

The property is located in a community with an HOA and an annual fee listed at $650.

This is important because buyers should not assume that all recreational or rental uses are permitted simply because the physical property can accommodate them.

The HOA’s covenants, restrictions, rules, and regulations should be reviewed before closing.

Particular attention should be given to rules regarding RVs, guest houses, short-term rentals, parking, exterior modifications, decks, storage, and occupancy.

Understanding these restrictions early can help buyers determine whether the property aligns with their intended use.

Property Taxes and Listing Details

The property has a listed tax-assessed value of $90,614, with an annual tax amount of approximately $340.

The property came onto the market on April 15, 2026.

These figures provide useful context, but buyers should independently confirm current taxes, assessments, HOA charges, utility expenses, insurance costs, and any other recurring ownership expenses.

The listing identifies the property as a single-family residential property, with frame and wood siding construction and a shingle roof. It was originally built in 2005.

Why This Fodder Creek Property Stands Out

There are many mountain properties, and there are many recreational properties, but this one stands out because of its unusual combination of features.

The property offers:

  • Creek frontage on Fodder Creek
  • Creek access
  • Long-range and water views
  • A furnished 2005 River Canyon by Travel Supreme fifth wheel
  • A separate one-bedroom guest house
  • Two bedrooms and two full bathrooms overall
  • Updated furniture
  • Luxury vinyl flooring
  • Updated appliances
  • Newer water heater
  • Mini-split system
  • Propane heater
  • Large creekside deck
  • Covered protection for the fifth wheel
  • Washer and dryer
  • Public water
  • Community sewer
  • RV hookup
  • Paved-road access
  • Annual HOA fee of $650

For buyers who prioritize location, outdoor living, and flexibility, that combination may be more important than conventional square footage.

Final Thoughts: A Unique Mountain Retreat With Waterfront Appeal

This Fodder Creek property in Hiawassee offers an unconventional approach to mountain living.

Instead of a traditional house on a large lot, buyers receive a compact waterfront property centered around a furnished fifth wheel, a separate guest house, and an expansive creekside deck.

The result is a retreat that emphasizes experiences: listening to the creek, enjoying mountain views, hosting guests, spending weekends outdoors, and creating a comfortable escape from everyday routines.

The 2005 River Canyon by Travel Supreme fifth wheel provides a ready-to-use living space with several updates, while the guest house expands the property’s functionality. The deck creates an exceptional outdoor gathering point, and the combination of public water, community sewer, RV hookup, paved access, and covered parking adds practical convenience.

For buyers searching for a waterfront retreat in Hiawassee, a Fodder Creek property, a mountain getaway with a guest house, or an unusual recreational real-estate opportunity, this property deserves attention.

Its compact acreage may not tell the whole story. The real attraction is the way the property combines water, mountain scenery, flexible accommodations, and outdoor living into one distinctive package.

Important Buyer Disclaimer

All buyers should conduct their own independent due diligence before purchasing. Property features, square footage, utility arrangements, water frontage, creek access, HOA rules, taxes, zoning, permitted uses, insurance requirements, and included personal property should be verified through the appropriate professionals and official records. Buyers considering the property for short-term rental, investment, full-time occupancy, RV use, or guest-house use should confirm that their intended use is permitted under applicable laws, regulations, HOA documents, and insurance requirements. A professional home inspection and appropriate inspections of the fifth wheel, guest house, utilities, drainage, and waterfront areas are recommended before completing a purchase.

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From Zillow

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